Life Insurance icih peen mi khempeuh in neih hamtang ding akisam khat hi. Nidang in-ah hileh iPu iPa te Life Insurance a neihloh uhhang innmun logam neih leh lam, khawi leh vulh tampi ki nusiat in asihzawh nung vuah atu ata te lung hihmawh ding bangmah omlo himahleh tuhun ciang a diakdiak gam thumna atung Zomi te in ingaihsut ding ah itu ita te i nungsang ah i leiba teng tawh ana buailoh nading un i inn man ciang beek apiazo ding life insurance ineih kisam peelmawh ahi. Life insurance neilo in gentehna’n na semsem kimlai muhmawh in omvat khaleng izi ita te maibing lianding uhhi, a maailam khantoh nading uh ahi pilna, sum zonna, siam sinna tuamtuam te amaban uh a zop zawh nading un Zomi mimal kim in life insurance ineihkim ding a kisam mahmah khat ahi cih atom in kiphawk phasak nuam hang.
Atom in life insurance policy tuamtuam omte sungpan a kilei leh a kithei phadiak policy thum te en ni-
IUL(Index Universal Life) policy ii thupiitna
(1) Dead Benefit-Sihciang aa innkuanpih te ngahding hamphatna
(2)Tax free Investment- Siah piak kuullo sum meet kikhol thei gtn:tate college ciang aa ding, sumbul ding, pension ciang aa ding etc…
(3)Living Benefits(Terminal, Critical, Chronic illness)- kamsiatna tawh khangtawn aa nasem zo nawnlo
dinmun itun khak leh i sihkhit ciang aa innkuanpih te ngahding hamphatna pen siahuan letmat tawh
inatna zuui in athoh nuam te’n ki thohkhol thei hi.
(4)-Flexible premiums and death benefits (Khangtawn aiding piakkhat in kipia thei, ilem loh laitak minimum a tawmthei peen in kipia thei, ilem ciang sum kipia beh ki khol beh thei.)
-Cash value growth potential base on stocks market index performance
-Protection from market losses through a guaranteed minimum interest rate 0.25
-lifetime coverage and more…
All in one- Life Insurance, tax free Investment, Living Benefits
Term Life
Hih Term Life Insurance icih peen a tom in i theih ding in a huamkim in a genziau hileng
-kum 10-35 kikaal ei deih ciangciang kum ciangtan in kileithei hi, a tamzaw company te ah kum 30 sung (cover) manding bangh ki leithei in aihhang company pawlkhat te ah kum 35 sung bangh a tampeen hong (cover) ding in ki leithei hi.
-Term Life policy peen cash value(sum leitawi/sumkhol/sumthoh) cihdan ki ngahlo in ahih hang i policy a hin laisung in muhmawh(si) nakhat ineih leh i dead benefit(sih gamh) i innkuanpih tading aa inusiat gamh bel ahih leh i innkuanpih ten na i dead certificate(sihna letmat) tawh na thoh thei ding uhhi.
-Term Life policy peen company pawlkhat te ah kum15 sung in khangtawn a kimang whole life insurance, IUL Index Universal Life Insurance, Universal Life Insurance cihte tawh ki convert(kikheel,kilaih) thei hi. Term Life Insurance company a tamzaw te ah living benefits(nuntaak sung ah nasem zo nawnlo ding aa dongtuahna natna) ineih hang hong cover lo himah leh company pawlkhat te ah living benefits( Chronic Illness, Critical illness, Terminal Ilness) cover hi.
-Term Life policy nam tampitak om in i nasepna company te ah a mawkna aa hongpiak company ah nasep sung aa sihna khat ineih leh company i sepsung hong cover ding aa hongpiak te uh hileh, Accidental Life Insurance te hi leh tuaciang Travelers Life Insurance te aa kipan om kawikawi in gtn:Accidental Life Insurance te bang hileh accident aa nasih leh bek ngahding Travelers hileh zongh na khualzinna point A to B kikaal aa tuahsiatna neih leh bek ngahding cihdan tepawl a tuamtuam a hih man in isum te a mawk bei loh nading in i laak policy peen atel akhek in thei aa itel sitset khit ciangh lungkim tak aa i laak ding thupi ding hi.
Whole Life
Hih Whole Life policy peen atom in itheih ding in ah
-Eima kum kum100 ciang or isih dong hong cover in man tam mahmah hi, pawlkhat te’n old(aluui) life insurance policy aci pawlkhat zongh omhi. Cash value sum ki leitawi thei in i leitawi sum te i loh kiik kei leh ameet tawh na kituat in isih hunhun ah ih dead benefit sung pan hong dok kiik ding uhhi. na policy en lecin kum100 acin ciang na dead benefit leh na cash value peen hong kikim lian ding hi, kum100 na phak ma in nasih hang zongh na dead benefit peen a kim in hong kipia ding hi. Whole Life acih mahbang in kum100 aa nasih naaikei leh na policy peen si tuanlo ding aa na sih mateng (policy khat leh khat kibanghlo) premium ki pia paisuak to thei aa nasih hunhun ah dead benefit na inkuanpih te’n na ngah ding hi. Policy tuamtuam om in sum ki khol beh thei aih kei leh khangtawn aa ding piak khat aa ki piathei, living benefits cover cihdan (long-term care or critical illness) aa kipan cover hi. A tung aa igen dan mah in ilaak policy peen teltak in itheih khit ciang i laak patding thupi ding hi.
Zomi akua maciat Life Insurance vaai a thei nuam leh a leinuam peuh in 👉Sia Jacob Tung leh Dr. Dim S Nuam👈 tawh ki thuza thei hi.👇👇
